Livingston County: (517) 548-7400 
Macomb County: (586) 751-0779
As a nation, America is getting older. By 2030, 20% of Americans will be 65 or older. With people living longer than ever before and the baby boomers approaching retirement age en masse, older adults will continue to have a massive impact on the American economy at large. Normally, we think of seniors as people… Read More »
Last week we touched on the “Holiday Blues”. We’d like to revisit it, as the days still aren’t yet getting any shorter. Seasonal affective disorder (SAD) is a form of depression that people experience every fall and winter. If you find yourself feeling blue as the days become shorter and darker, know there are things… Read More »
Last month, we had a few tips to help you eat a little healthier during Thanksgiving. This month, we have a few more tips to avoid overindulging during the rest of the holiday season. For some families, the holiday season is the only time of the year they see one another. Relatives come from around… Read More »
The holiday season offers many opportunities to spend quality time with family and friends. If you are a caregiver or family member of an aging loved one, you may observe a change in their mood or behavior during the holidays. You may notice unusual signs of fatigue or sadness or perhaps limited interest in the… Read More »
Happy Veterans Day to the men and women of the United States Armed Forces. Thank you for the sacrifices you have made to defend our nation and our freedom. Today I would like to share one of my favorite military songs because it speaks to the impact of military service not only on our service… Read More »
Older Americans with a life insurance policy that they no longer need have the option to sell the policy to investors. These transactions, called “life settlements,” can bring in needed cash, but are they a good idea? If your children are grown and your mortgage paid off, you may decide that there is no longer… Read More »
Phone scams are as common as ever. Scammers just keep calling, hoping you will give them sensitive financial information. One of the most common scams is the IRS scam: The person on the line says they’re with the IRS and claims that you owe money. If you don’t pay, they warn, you will be arrested…. Read More »
Whether you’re banking with a credit union or a national giant, your financial institution likely offers more resources, account options, and saving plans than you’re using — or even aware of. As one NerdWallet article puts it, “Banks and credit unions continue to find new ways to both delight and confound customers.” If you focus… Read More »
“Now and then it’s good to pause in our pursuit of happiness and just be happy.” ~ Guillaume Apollinaire Thanksgiving is a time to gather with family and friends and give thanks for our many blessings. I think it’s natural sometimes to focus on what we don’t have instead of the things we are grateful… Read More »
When you are still of sound mind That is the best time to plan for power of attorney, as well as determining how to handle health care matters in the future. You want to make everything as clear as possible so there is no question as to your wishes. This saves both you and those… Read More »