Protecting Marital Assets When Your Spouse has Dementia

There are few situations as heartbreaking as watching your spouse develop and suffer from the symptoms of Alzheimer’s or another form of dementia.  In some cases, your partner may have mild indications such as some limited memory loss while in others, they may have severe confusion which interferes with his or her ability to attend… Read More »

What is an Irrevocable Trust and Do I Need One?

When you think of the term trust, you may thing that all trusts are created equally.  However, there are many kinds of trust and some may be better for your situation than others.  Depending on your circumstances, an irrevocable trust may be beneficial to you.  Here are some considerations regarding an irrevocable trust: What is… Read More »

Creating an Ironclad Will

Your last will and testament or “will” is a part of your estate plan which permits you set out the way in which you want your property to be distributed and have other matters handled when you pass away.  Ideally, what you have said in your will is going to be easily understood and accepted… Read More »

What is Supported Decision Making?

When someone has a physical or mental condition which interferes with his or her ability to make decisions, it can be difficult.  While fostering an individual’s independent choices is important it is also vital that he or she receives the care they need. One option is to ask that another person be appointed as the… Read More »

How to Create a Plan to Age in Place

When you think about retiring and spending time with family and friends, you probably picture yourself living in your own home.  The term for this living arrangement “aging in place” means being able to live out the rest of your life in the comfort of your own residence.  As we get older, there will be… Read More »

Ways to Pay for Long-Term Care

While we all hope to remain healthy and active as we age, there is a possibility that an unforeseen medical condition or accident could limit our mobility and change our medical care needs.  While Medicare and supplemental Medicare coverage will cover some costs, these plans and policies will not pay for most long-term care services… Read More »

Retirement Savings and You

When you feel well-prepared for retirement getting ready to stop work can be an exciting time.  For those who have some catching up to do, the idea of not being employed may be more concerning.  In a perfect world, people entering their 50’s and 60’s will have dutifully saved what they need to retire comfortably…. Read More »