A Memorial Day Tribute. . .

  The story goes that an unnamed World War II soldier wrote a prayer to St. Peter on the wall of his hospital room. Singer Edwin McCain took that prayer and put it to music.  It is a beautiful tribute to all our fallen service members this Memorial Day. Let them love Peter, For they’ve… Read More »

Do I Need to Claim the Portability Exemption?

  A married person usually has concerns about making sure that they plan for their estate in a manner which leaves their surviving spouse and beneficiaries with as much of their assets as possible.   For those couples whose own high-value assets which exceed a certain amount, the Portability Exemption could be a vital part of… Read More »

Planning for the Silent Thieves: Dementia, Alzheimer’s and Parkinson’s Disease

I search your eyes, So empty and blue, Hoping for a flicker Of what used to be you.1 If you are the wife, husband, son or daughter of someone with, dementia, Alzheimer’s disease or Parkinson’s disease, you may be overwhelmed emotionally, physically and financially.  You are consumed with the day-to-day care, behaviors like agitation and… Read More »

Primary Care and Your Loved One

When an individual has a condition which requires personal care within the home, having a loved one address their needs can be comforting and result in their experiencing fewer symptoms.  However, for the caregiver, taking care of a loved one at home can be challenging.   This is especially true when the caregiver is trying to… Read More »

Qualifying for Medicaid

Getting ready for retirement usually means examining Medicare options, downsizing and beginning to budget with retirement funds.  One preparation which may not come to mind is paying for long-term care.  This type of care includes nursing home, hospice, and personal care services and is not covered by Medicare.  While some may have long-term care insurance… Read More »