According to a 2015 study by the Pew Research Center, the divorce rate for individuals age 50 and older or gray divorce has approximately doubled over the last twenty-five years. For couples who had have spent most of their adult lives planning to share their home, finances and future divorce can have significant financial implications…. Read More »
Posts Categorized: Uncategorized
Do I Need to Claim the Portability Exemption?
A married person usually has concerns about making sure that they plan for their estate in a manner which leaves their surviving spouse and beneficiaries with as much of their assets as possible. For those couples whose own high-value assets which exceed a certain amount, the Portability Exemption could be a vital part of… Read More »
Planning for the Silent Thieves: Dementia, Alzheimer’s and Parkinson’s Disease
I search your eyes, So empty and blue, Hoping for a flicker Of what used to be you.1 If you are the wife, husband, son or daughter of someone with, dementia, Alzheimer’s disease or Parkinson’s disease, you may be overwhelmed emotionally, physically and financially. You are consumed with the day-to-day care, behaviors like agitation and… Read More »
Primary Care and Your Loved One
When an individual has a condition which requires personal care within the home, having a loved one address their needs can be comforting and result in their experiencing fewer symptoms. However, for the caregiver, taking care of a loved one at home can be challenging. This is especially true when the caregiver is trying to… Read More »
How to Prepare for Incapacity
As we age, it is inevitable that there will be signs of this process. For some, this will mean experiencing less physical strength and stamina. However, for others, getting older may result in a decline in mental functioning. This could be due to an onset of dementia or the result of another medical condition. In… Read More »
Estate Planning Essentials
Estate plans are an area that many people believe they will have time to develop but often neglect. Some may think they’re too young for this kind of preparation or they may be putting it off because they find the topic difficult to confront. The problem with delaying estate planning is that you run the… Read More »
Qualifying for Medicaid
Getting ready for retirement usually means examining Medicare options, downsizing and beginning to budget with retirement funds. One preparation which may not come to mind is paying for long-term care. This type of care includes nursing home, hospice, and personal care services and is not covered by Medicare. While some may have long-term care insurance… Read More »
Ways to Remain Healthy During Your Retirement Years
Retirement can mean exchanging a busier working lifestyle for one which includes leisure and approaching life at a slower pace. While there is a lot to be said for taking the time to slow down and appreciate your new surroundings, your retirement does not have to be sedentary. In fact, one way to help ensure… Read More »
When Your Parent Needs a Guardian
As our parents get older, they may experience the ordinary physical and mental challenges which come with aging. However, in more extreme cases a parent’s functioning may be so severely limited as to make it difficult for them to take care of their daily needs. In this circumstance, adult children may find themselves in the… Read More »
Healthy Living During the Holiday Season
The holidays can be a festive and happy time of year when we connect with family and friends and enjoy celebrating. It is also a time when we want to be in the best of health so we can take part in all of the different activities going on around us. Here are some healthy… Read More »