Our Experienced Attorneys Can Help You Use Veterans Benefits to Pay for Long-Term Care Costs
The most helpful benefit available to wartime Veterans in need of long-term care is also one of the most underutilized — the Aid and Attendance Pension Program. Our experienced Veterans benefits attorneys can assist you in applying for this program so you’re able to afford the care you need to remain as independent as possible while still protecting the assets you’ve worked hard to accumulate.
What is the Aid and Attendance Benefit and How Can it Help?
The Veterans Pension with Aid and Attendance is a monthly, tax-free benefit that helps qualified wartime Veterans and their families pay for long-term care. This can include help at home, in assisted living, or in a nursing facility. It’s designed for Veterans who meet certain service, financial, and medical requirements—and it can be a game changer for families worried about care costs.
How it Works
The VA compares your income (including Social Security, retirement payments, and investment income) to a yearly limit set by Congress, called the Maximum Annual Pension Rate (MAPR). If your income is below this limit, you may qualify for monthly payments. The VA also allows you to deduct certain expenses, like unreimbursed medical costs, which can make it easier to qualify.
Financial Limits
From December 1, 2024, to November 30, 2025, the VA’s net worth limit is $159,240. This includes your income plus the value of your assets—excluding your home, your car, and everyday household items.
Aid and Attendance Boost
If you need daily help with activities like bathing, dressing, or eating—or you are housebound due to disability—you may qualify for an Aid and Attendance increase. For example, in 2025, a qualified Veteran with a dependent spouse and Aid and Attendance could receive up to $33,548 per year (or $2,795 per month).
Look-Back and Penalties
The VA has a three-year “look-back” period for asset transfers. If you gave away assets for less than their fair market value during that time, you could face a penalty period (up to 5 years) when benefits won’t be paid.
Why It Matters
Many families are surprised to learn they qualify—even if they own a home or have significant savings. With careful planning, you can meet the VA’s rules, protect your assets, and receive valuable monthly income to help cover the costs of care.
Request a Consultation Today
Attorney Glenn Matecun is accredited by the Department of Veterans Affairs and has helped numerous Veterans qualify for the Aid and Attendance Pension Program. Contact us today to schedule a free strategy session to discuss how we can help you qualify for the support you need to cover your long-term care costs. Consultations are available at our Howell office or anywhere in Michigan virtually.
Request a Consultation Today
Attorney Glenn Matecun is accredited by the Veterans Administration and has helped numerous Veterans qualify for the Aid and Attendance Pension Program. Contact us today to schedule a free strategy session to discuss how we can help you qualify for the support you need to cover your long-term care costs. Consultations are available at our Howell or Clinton Township offices or anywhere in Michigan virtually.